Merchant Cash Advance
The ones who are crazy enough to think they can change the world are the ones who do.
- Steve Jobs -
Merchant Cash Advance
Have FOUR business bank Statements, customers using credit cards, regular merchant deposits, you may be able to get CASH in HOURS. Call us!
< $2k to $500k
Step 1. Apply Online
Our application process is simple and easy, and can be finished online or over the phone.
Step 2. Get Your Approval
A dedicated specialist will offer and discuss options tailored to meet your business needs at no cost.
Step 3. Receive your funds
Complete the online application process and get funded within the next 24 hours.
APPLY ONLINE NOW
Quick Application Process
We prioritize the security of your information. Our encrypted and secure document upload feature ensures that your confidential documents are handled with the utmost care, providing you with peace of mind throughout the application process.
Fast Response and Capital Injection
24-Hour Turnaround Time
Minimal Paperwork Needed
Why should I choose us for funding?
We are the perfect size to have MANY options that can deliver for our clients and the perfect size to personally care about them, and EACH and EVERY deal. We stand out for our commitment to results, offering competitive interest rates, many options, and clear terms. YOUR success is OUR success!
How quickly can I expect my funding?
Experience swift financial support through our streamlined application process and efficient approval system. With quick decisions and prompt disbursements, our nearly 100 ready-to-fund lenders ensure you get the financial assistance you need promptly.
What makes your loan options unique?
Enjoy flexibility and personalized solutions with our customizable loan options. We understand that everyone's financial situation is unique, and our diverse range of options reflects our commitment to meeting your specific needs.
How do you ensure the security of my personal information?
Your privacy is our priority. We employ state-of-the-art encryption and security measures to safeguard your personal information. Our robust system ensures that your data is handled with the utmost care and confidentiality.
What support can I expect throughout the loan process?
Our dedicated customer support team is here to assist you at every stage. Whether you have questions about the application, or need clarification on terms, our responsive and knowledgeable team, backed by nearly 100 lenders, is ready to provide the support you need.
No collateral required
Secure the capital you need based on cash flow — often without having to pledge any type of asset or collateral.
Fast time to fund
Ideal when you need cash fast, and BANKS are MOVING TOO SLOW. You can be approved in a little as 6 hours and funding in as little as 24 hours.
Early payoff discount
Clients who shorten payment cycles are often eligible for an early payoff incentive to help fund what’s next.
Funds that flex
Capital can be used to fund a variety of business needs from everyday operations to securing growth opportunities.
Merchant Cash Advance
Merchant Cash Advance
Features and benefits
A Merchant Cash Advance (MCA) is an advance on payments your business typically receives based upon its receipt of credit card payments from your customers. Qualifying is generally pretty quick and simple. MCA is an option businesses that need cash FAST, may have less than ideal credit but maintain healthy bank balances and deposits. MCA’s are faster and have a higher approval rate then a business term or working capital loan.
Get the Funding You Need, as Your Business Grows.
Funding Amount: Up to $500k
Repayment: Daily or Weekly ACH
Rate: 10% - 35%
Time Frame: Funding within 1-2 days
Common uses for MCA’s
Cash Flow Gaps, Seasonal Fluctuation, Operational Costs, Wages
Get cash at any time for rent, utilities, whatever costs your business may have a need for.
Obtain the funds you need to keep your business going when business is slow due to seasonal changes.
Inventory and high demand for materials, etc.
A ready source of funds for short term cash flow challenges.
Same-day funding: You could get funds in your bank account by 5:00 pm the same day.*
How to qualify for a business cash advance?
Qualifying and funding for a cash advance is typically fast and simple.
Monthly Revenue: $15,000
Time in Business: 6 months
Credit Score: 500 or higher (when applicable)
What is a Merchant Cash Advance?
A Business Cash Advance offers one of the swiftest methods of funding because you are borrowing against your business’s future earnings. Unlike other Business Term Loans, a cash advance typically does not require collateral for the loan to be awarded. All this means you can receive your cash advance in as little as 24 hours.
Is a business cash advance right for me?
Do you take payments via credit cards, and need cash now? If so, then an Merchant Cash Advance (MCA) may be right for you.
We fund nearly all industries in the market. Whether you're looking for fast capital for inventory, marketing, or payroll, or even machinery, we can get you the funds you need FAST. Typically with no restrictions, and no other collateral.
What are the benefits of a business cash advance?
A Merchant Cash Advance is fast, easy to qualify for, and is usually not credit dependent. Unlike other Business Term Loans, a cash advance typically does not require collateral for the loan to be awarded. It relies on your businesses record of bank deposits from credit cards.
How to get the best rate?
Getting an affordable factor rate will reduce your cost of capital on the MCA. Borrowing a small percentage of your future credit card sales can be easy and relatively cheap, and borrowing too much can be expensive. We can walk through the your options to balance your needs vs the costs of the cash to find the right solution for your business.
What documentation do I need to provide to be considered for MCA financing?
To analyze your file, we would typically need:
3-12 months of you most recent business bank statements.
Basic info on your business.
Advantages of Merchant Cash Advances
Quick to funding, easy to qualify, applying is easy.
Access cash you need, at the time you need it.
MCA Financing can offer a great option for businesses that need cash NOW, and for those that may have trouble qualifying for other forms of financing.
Our streamlined process can make applying and receiving your funds QUICK and EASY, and right from YOUR office.
Apply On-Line
Dream it
•
Fund it
•
Build it
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Grow it
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Dream it • Fund it • Build it • Grow it |
Just so you know…
U.S. Based
We are based right here in the U.S. We don’t use call centers, or people that answer the phones but have no real ability or answers for you. When you speak with us you get a knowledgeable pro, EVERY TIME.
We are the perfect size to have MANY options for you, AND the perfect size to care about each client and each deal.
Every client is important us; YOUR success is OUR success.
We Don’t Sell Your Info
We don’t ‘pipeline’ you, or drag info out of you over several pages of questions, then force you to commit your email and phone, only to sell it off to ten no-name companies that will bombard you with messages and calls. WE DON’T DO THAT!
So, when you apply please be complete and know that you are working with US and NOT and army of robots. We will work diligently to find the right lending product for you with the right terms to fit YOUR needs, now!
Get a Pro, NOT a Call Center
Our service is FUNDING business through great service that is both FAST and transparent.
We DO NOT generate income by selling leads to others, that just isn’t what we do. We provide funding and strive to it GREAT, each time.
Funding Co’s Like US vs. BIG Banks
When you apply with us, we can offer products from hundreds of lenders, and after learning about you we can usually recommend one that is a great fit for YOUR needs.
Banks can be very SLOW, STRINGENT with requirements, and often NOT FLEXIBLE at all. You can find yourself in a never ending request for documents, AND you can wind up in ‘loan by committee’, only to get DECLINED. Ouch.
If a bank DECLINES a loan, which they do MOST often, you are back to SQUARE ONE. You will have to start over at a totally different place with perhaps a new set of fees and credit pulls. (70%-90% of business applicants are declined at large banks.)
A large bank sells their products and specialties, that’s it. If you don’t fit those for some reason, they DECLINE.
As an independent funding company, not only can we move FAST, we can switch gears, we can move to different products, different lenders, or a totally different lending program or approach. We/YOU are not restricted by ‘loan by committee’, or by a very narrow array of choices offered by most banks.
If there is a way to get your deal done, we WILL get it done!
Contact Us
Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!